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  1. B.Com., Madras University, Madras:  H.H.The Rajah's College, Pudukkottai.1978
  2. M. Com., Madras University, Madras: H.H.The Rajah's College, Pudukkottai. Banking and Finance, June 1980 - A grade (4.58) under OGPA - around 67%
  3. M. Phil.,  Bharathidasan University, Trichy,  H.H.The Rajah's  College, Pudukkottai Title: Marketing of  Services, Aug 1989 - Second Class with Highly commended Dissertation.
  4. B.Ed.,   Madurai - Kamaraj University, Madurai 1981-Second Class.
  5. M. Ed.,  Annamalai University, Chidambaram, Educational Technology, Dec 1988 - 56%
  6. MBAMS University, Tinnevely, 2014 - First Class (63%)
  7. CFA  (Level I), ICFAI, Hyderabad, Corporate Finance, Oct 1995 - First Class
  8. Ph.D.  in Commerce,  Bharathidasan University, Trichy, "A Study of Indices in Generating Portfolios", Mar 2001 - Commended
  9. B. D.  (Serampore), Union Biblical Seminary, Pune, House Groups, Mar 90, B+ Grade
  10. Hindi Pravesh Central Hindi Directorate, NEW DELHI, Feb 1978
  11. CIC, (Certificate in Computing) TIAL, Tiruchirappalli., MS-Office.